The biggest purchase of your life deserves a second look

Home purchase documents run 50+ pages. Docly reads every clause and tells you what actually matters — in plain English.

Docly flagged that we'd be on the hook for the difference if the appraisal came in lower than our offer. Nobody told us that — we negotiated it out before signing.

James & Linda R.James & Linda R.

James & Linda R.

First-time homebuyers

What people miss

Closing cost surprises

Origination fees, title insurance, and escrow charges that add up to thousands more than expected.

Inspection contingencies

Waiving inspection rights under pressure can leave you with costly repairs the seller should have covered.

Mortgage fine print

Adjustable rates, prepayment penalties, and escrow requirements that change your monthly payment over time.

What Docly flags for you

Heads Up

Prepayment Penalty

If you refinance or pay off the mortgage within the first 3 years, you'll owe a penalty equal to 2% of the loan balance. On a $400K loan, that's $8,000.

Negotiable

Closing Date

The closing date is set for 30 days. If you need more time for financing, most sellers will agree to 45 days if you ask before signing.

Ready to understand yours?

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My lease had a clause that let the landlord enter without notice. Docly caught it — I got it removed before signing.

Priya M.

Priya M.

First-time renter

I used to just skim documents and hope for the best. Now I actually understand what I'm agreeing to. Worth every penny.

James T.

James T.

Freelance designer

The color-coded flags made it so easy. I walked into closing knowing exactly what every clause meant.

Sara K.

Sara K.

First-time home buyer