The biggest purchase of your life deserves a second look
Home purchase documents run 50+ pages. Docly reads every clause and tells you what actually matters — in plain English.
Docly flagged that we'd be on the hook for the difference if the appraisal came in lower than our offer. Nobody told us that — we negotiated it out before signing.
James & Linda R.
First-time homebuyers
What people miss
Closing cost surprises
Origination fees, title insurance, and escrow charges that add up to thousands more than expected.
Inspection contingencies
Waiving inspection rights under pressure can leave you with costly repairs the seller should have covered.
Mortgage fine print
Adjustable rates, prepayment penalties, and escrow requirements that change your monthly payment over time.
What Docly flags for you
Prepayment Penalty
If you refinance or pay off the mortgage within the first 3 years, you'll owe a penalty equal to 2% of the loan balance. On a $400K loan, that's $8,000.
Closing Date
The closing date is set for 30 days. If you need more time for financing, most sellers will agree to 45 days if you ask before signing.
Ready to understand yours?
Upload your home purchase document and get a full breakdown.
Upload Your Purchase AgreementKnow Before You Sign.
Upload any document. Understand it before you sign.
Get Started — First Doc Is Free“My lease had a clause that let the landlord enter without notice. Docly caught it — I got it removed before signing.”
Priya M.
First-time renter
“I used to just skim documents and hope for the best. Now I actually understand what I'm agreeing to. Worth every penny.”
James T.
Freelance designer
“The color-coded flags made it so easy. I walked into closing knowing exactly what every clause meant.”
Sara K.
First-time home buyer